Copyright and Legal

This website is expressly owned by Success Beyond the Brink International, LLC. (known from hereafter as Corporation)  Unless noted otherwise, all design elements and any content included on this website, including but not limited to all information, artwork, images, navigational buttons, flash animations, photographs, texts, and graphics (“the elements”) are the sole property of the Corporation. All applicable rights, interests and titles are reserved by the Corporation. Any use of this website and its content for purposes other than personal, noncommercial use is prohibited without the prior, written permission of the Corporation. Elements of this website may be downloaded, saved and used for personal use only. Other than for personal, non-commercial uses as described above, no part of this website, any elements or information contained herein may be reproduced, re-transmitted, republished or otherwise used in any form or by any means, electronic or mechanical, including photocopying, downloading, recording, or by any information storage or retrieval system without the express written permission of the Institute. The Corporation may, from time to time or at any time, display on this website, trademarks, company names, corporate identities or products belonging to other companies. Please be aware that all rights to such trademarks, company names, corporate identities or products are the property of their individual owners/companies. Success Beyond the Brink International, LLC presents the information contained on this website without representations of accuracy or completeness. The Corporation endeavors to present accurate and reliable information on this website. There may be instances when some portion of this website may contain inaccurate, incomplete or erroneous information or typographical errors. Any errors or inaccuracies are wholly unintentional. The Corporation assumes no liability or responsibility for any use or misuse of the information contained herein. The Corporation makes no warranties, written or oral, express or implied, including warranty of fitness for particular purpose, use or otherwise. Any links or bookmarks which connect this website to any other website or web page are provided as a courtesy to the users of this website. The Corporation assumes no liability or responsibility for the content, accuracy, completeness or compliance with applicable federal, state, local or international laws regarding any content appearing on any such linked or bookmarked website. The Corporation is not responsible for the creation and administration of privacy policies of other websites. We recommend that when you leave SuccessBeyondtheBrink.com, you read the privacy statements of each and every website you visit. In the event of any conflict between any of the contents of this page and the Terms of Use for this SuccessBeyondtheBrink.com website, the Terms of Use shall be deemed as controlling. As part of the Corporation’s efforts to

on an ongoing basis. The Corporation reserves the right to make changes to the website, from time to time or at any time, without prior notice. Content, graphics, links, merchandise or other information viewed by a user on one visit to the website may not be present on a later visit. If you have any questions regarding these statements, please contact the Corporation at Concierge@SuccessBeyondtheBrink.com

Privacy Policy

Effective Date: April 1, 2013, Success Beyond the Brink International, L.L.C. (hereinafter referred to as “SBTBI”) respects and values your privacy. This Privacy Policy details how SBTBI treats the SBTBI information that is gathered about you when you join the SBTBI website, www.SuccessBeyondtheBrink.com (hereinafter referred to as the “Site”), post a profile on the Site or use the services offered by SBTBI on the Site. By registering for an account or using the services on the Site, you expressly consent to the collection, use, disclosure and storage of such information as set forth in this Privacy Policy and in SBTBI’s Terms and Conditions. .Collection of Information: Non Personally Identifiable Information (Cookies): SBTBI uses cookies solely for internal recordkeeping and aggregating data about the traffic on the Site. Third parties may, however, be placing and reading cookies on your users’ browser, or using web beacons to collect information, in the course of ads being shown on your screen. If you choose not to accept cookies from the Site or from third parties, you may disable that option through your web browser. Personally Identifiable Information: When you sign up for an account, SBTBI requires that you provide certain personally identifiable information which may include: – first and last name, – phone number, – zip code, – date of birth, – email address, and – any other personally identifiable information that you submit in correspondence with SBTBI, in your SBTBI profile or on the Site. SBTBI does not allow children under the age of 13 on the Site, nor does SBTBI knowingly collect any information from any person under the age of 13. If SBTBI is informed that a profile or user account is being made by a person under the age of 13, SBTBI will immediately remove the posting and any personally identifiable information that may have been inadvertently collected by SBTBI. Your safety is important to us. Please keep in mind that any information you provide to anyone you meet through the Site is not covered by this Privacy Policy. Remember to be vigilant about protecting your personal information. If you are going to meet someone that you have connected with on the Site, SBTBI recommends that you meet them in a public place. .Use of Personally Identifiable Information: SBTBI will use the personally identifiable information that it collects about you to contact you in response to consumer-initiated inquiries, to provide the services to you that you request, to alert you to changes in services or features, and to provide you with requested information regarding SBTBI or our services. We may, from time to time, contact you about offers that we, or third parties with which we may partner, have that we believe, in our sole discretion, may interest you. SBTBI reserves the right to release current or past user information: (a) in the event that we believe that the Site is being or has been used in violation of SBTBI’s Terms and Conditions or to commit unlawful acts; (b) upon receipt of a properly authorized and authenticated governmental request for information; (c) in response to a subpoena or a court order, (d) to comply with relevant laws; (e) in response to an investigation of fraud regarding a specific consumer; (f) in an effort to safeguard the person or property of a SBTBI employee or a third party; or (g) if SBTBI is sold or acquired. Moreover, you hereby consent to disclosure of any record or communication to any third party when SBTBI, in its sole discretion, determines the disclosure to be appropriate including, without limitation, sharing your e-mail address with other third parties for suppression purposes in compliance with the CAN-SPAM Act of 2003, as amended from time to time. If you no longer wish to receive emails from us which you have not specifically initiated, you may opt-out of receiving these communications by following the instructions contained in the applicable e-mail. SBTBI processes all unsubscribe requests in a prompt fashion. International Users: By using the Site and providing SBTBI with data, you understand and agree that due to the international dimension of the Internet, SBTBI may use the data collected in the course of our relationship as set forth in this Privacy Policy or in other communications with you, including the transmission of information outside your resident jurisdiction. In addition, you acknowledge that your personally identifiable information and other data may be stored on servers located in the United States or in other international locations. By providing us with your information, you consent to the transfer and storage of such information.  SPAM: SBTBI does not tolerate Unsolicited Commercial Emails (also known as “SPAM”) or other unsolicited emails to our users. Your use of the services on the Site does not authorize you in any way to add other users of the Site to your physical or email mailing list without their express consent. If it is brought to our attention that you are sending unsolicited emails to our users, we will immediately terminate your account and will cooperate with all legal authorities to aid in your prosecution for violations of state and federal SPAM laws. .Third Party Sites: Users listing products for sale or third party advertisers on the Site may direct you to a third party website. Those websites are not affiliated with SBTBI and their privacy policies may differ from SBTBI’s privacy policy. SBTBI is in no way responsible for the privacy policies or treatment of information from third party websites and strongly encourages you to review the privacy policies of every website you visit to determine what information they collect and how such information is handled by that website. Storage of Information: Profiles: All information submitted as part of your profile is stored until you request that your profile be removed. We keep all information, even after a removal request is received, on our server for a minimum of ninety (90) days. After that time, information may be purged from SBTBI’s servers periodically. However, just because SBTBI has purged the information from its servers does not mean that your information will not be archived by third party sources not affiliated with SBTBI including, but not limited to, archive.org, google.com, and groups.yahoo.com. Personally Identifiable Information: Although SBTBI does not release your personally identifiable information to the public and SBTBI makes a reasonable good faith effort to store your personally identifiable information in a secure operating environment, we cannot guarantee 100% security of such information due to factors beyond our control. .Access or Questions: If you have any questions about our privacy policy or wish to review, or revise the personally identifiable information that SBTBI has collected about you, you may send a written request to: Success Beyond the Brink International, P.O. Box 244, Mount Dora, F.L. 32756. SBTBI may take reasonable steps to confirm your identity prior to supplying any personally identifiable information to you in order to prevent identity theft. .Acceptance of and Changes to this Privacy Policy: By using the Site through any means, you hereby agree to this Privacy Policy in its entirety. SBTBI reserves the right, in its sole discretion, to change, modify, add and/or remove portions of this Privacy Policy at any time. All Privacy Policy changes will take effect immediately upon their posting on the Site. Please check this page periodically for any changes. Your continued use of the Site following the posting of changes to this Privacy Policy constitutes your acceptance.

Terms and Conditions

Terms and Conditions We at Success Beyond the Brink International (“SBTBI”, “we” or “us”) welcome you to the SuccessBeyondtheBrink.com website (“Website”). The Website provides a life empowerment services for individuals and corporation throughthe venues of speaking, coaching, mentorship and media,  In addition there is a networking community for entrepreneurial women. The Website also provides open discussion forums and other messaging, rating and communication programs (collectively referred to herein as “the Resources”). In order to use the Resources, you must agree to SBTBI’s terms and conditions (“Agreement”) before you may access and /or use the Website. Please read the Agreement carefully. By accessing and using the Website, you represent and warrant that you are more than thirteen (13) years of age and that, if you are under eighteen (18) years of age, your legal guardian has agreed to be bound with you by this Agreement. Otherwise, you represent and warrant that you are at least eighteen (18) years of age and that you have the right, authority and capacity to agree to this Agreement and to abide by all of its terms and conditions. Registration: Registration with SBTBI is required in order to use the Resources. When you register, you agree to provide accurate, current and complete information about yourself (“Registration Information”). You also represent that we may rely on your Registration Information as being accurate, current and complete. All information collected is treated as described in our Privacy Policy, which can be found at: http://www.Success Beyond the Brink.com/privacy. SBTBI reserves the right to terminate your account for inaccurate, deceptive and /or incomplete Registration Information. Username and Password: You will be asked during the registration process to choose a username and password. We reserve the right to refuse to grant you any username, in our sole discretion, if the username that you choose is invalid. Invalid usernames include, but are not limited to, usernames that are vulgar or offensive; usernames that attempt to impersonate another individual or company; or usernames which violate trademark law, which may cause confusion or which violate any other proprietary rights of any company or individual. You agree that you are solely responsible for any and all activities that are conducted using your account. Please keep your username and password confidential. You agree that you will not transfer, resell or allow any other third party to use your username and password to access the Website. If you have reason to believe that your username and / or password have become compromised, you agree to immediately notify SBTBI of such event by emailing SBTBI at security@SuccessBeyondtheBrink.com. For security reasons, SBTBI will not release username or password information for any reason, other than to the applicable user, except as may be specifically required by law or court order. Limited, Non Exclusive License: You are granted a non exclusive, non transferable, limited license to access and use the Resources and Website in accordance with the Agreement (“License”). This License may be revoked at any time at the sole discretion of SBTBI. The License permits you to access and use the Resources and Website for your own personal use. No part of the Website and / or Resources may be reproduced in any form or incorporated into any information retrieval system, electronic or mechanical. The License specifically prohibits you from copying, emulating, renting, leasing, decompiling, transferring, disassembling, cloning, attempting to discover the source code for or reverse engineering the Website, Services or any portion thereof. In addition, your license specifically prohibits you from using any software, device or routine to interfere with the normal or proper working order of the Website or Services. You may not engage in any action which creates an unreasonably large load on SBTBI’s infrastructure. Unauthorized access to the Website and / or Resources breaches this Agreement and is a violation of applicable law. Proprietary Rights: All of the content, organization, graphics, design, compilation, magnetic translation, digital conversion, software, services, computer coding and other matters related to the Website and associated Resources and Services, are the sole property of SBTBI, except where specifically indicated. As such, they are protected to the maximum extent permitted by copyright laws, trademark laws, other proprietary laws (including, but not limited to, intellectual property and trade secret laws) and international treaties. Any content displayed on the Website is protected by copyright law and international treaties as an original work, a compilation and a collective work. Any reproduction, modification, creation of derivative works from or the distribution of the Website or the collective work and / or copying or in any way reproducing the Website or any portion thereof to any fixed medium for reproduction or redistribution is prohibited without the express written consent of SBTBI. Without limiting any of the specific rights or prohibitions herein, you agree not to reproduce, duplicate, copy, sell or exploit for any commercial purpose the Services, Resources or Website or any aspect or portion thereof. We do not claim to own any of the content posted by users. Any copyright, trademark, and other intellectual property rights that may exist in those works are the sole and exclusive rights of the author/artist who created such work. However, by posting such material in any of the public areas of the Website, you automatically represent and warrant that you have the right to grant, and have chosen to grant, a perpetual, irrevocable license to copy, perform, display and distribute such content and to prepare derivative works of, or incorporate said content into, other works. Online Content: Advice, articles, blog posts, opinions, statements, profiles, offers or other information or content made available through the Services on the Website are wholly the responsibility and work of their respective author/artist and not of SBTBI. Reliance on the statements therein is done at the user’s own risk. Each respective author/artist is responsible for the content of his or her statements or other information posted on the Website. SBTBI does not guarantee the accuracy, completeness or usefulness of any information available on the Website and / or through the Services/Resources and neither adopts, endorses nor is responsible for the accuracy, completeness or reliability of any opinion, advice or statement made on the Website. By using the Services and Resources and Website you affirm that you understand this and that you hold SBTBI harmless from any and all loss or damage resulting from anyone’s reliance on information or other content posted on the Website. In addition, you agree that you are solely responsible for any content that you post, email or otherwise make available through the Services/Resources on the Website and that you have the right to post such material. Online Conduct: As a user of the Services/Resources on the Website, you agree that you are solely responsible for the content and / or information that you publish, transmit and / or post on the Website. You agree to use the Services/Resources and Website in a manner that conforms to any and all applicable laws and regulations. You agree not to: Include in your profile any telephone numbers, street addresses, last names, URLs, e-mail addresses, offensive anatomical or sexual references or offensive language or any confidential information of any third person without that party’s permission; Post, or attempt to post, any photographs or other images containing offensive and / or confidential information; Post, or attempt to post, any photographs or other images that may be deemed obscene in your community, as defined under applicable law; Post, or attempt to post, any content that is false, deceptive, misleading, deceitful, misinformative or constitutes “bait and switch”;Post, or attempt to post, any content that constitutes or contains “affiliate marketing,” “link referral codes,” “junk mail,” “spam,” “chain letters,” “pyramid schemes,” or other commercial advertisement or marketing; Contact users outside of the SBTBI Website without that user’s express consent to contact him or her; Impersonate any person or entity;“Stalk” or otherwise harass any person via the Website and / or Services and /or Resources and; Transmit any chain letters, spam or junk e-mail to other users; Express or imply that any statements you make are endorsed by SBTBI, without our specific prior written consent from SBTBI to do so; Harvest or collect personal information about other Members whether or not for commercial purposes, without their express consent; Use any robot, spider, site search/retrieval application, or other manual or automatic device or process to retrieve, index, “data mine,” or in any way reproduce or circumvent the navigational structure or presentation of the Website or its contents; Post, distribute or reproduce in any way any copyrighted material (including blog posts, photographs or café discussions), trademarks or other proprietary information without obtaining the prior consent of the owner of such proprietary rights; Remove any copyright, trademark or other proprietary rights notices contained on the Website; Interfere with or disrupt the Services and / or Resources and / or Website, or the servers and / or networks connected to the Services and / or Resources and / or the Website; Post, e-mail or otherwise transmit any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; Attempt to gain unauthorized access to SBTBI’s computer systems or engage in any activity that disrupts, diminishes the quality of, or impairs the functionality of, the Services and / or Resources and / or Website. Forge headers or otherwise manipulate identifiers in order to disguise the origin of any information transmitted through the Services/Resources;“Frame” or “mirror” any part of the Website, without SBTBI’s prior written authorization; Use metatags or code or other devices containing any reference to SBTBI, the Services/Resources or the Website in order to direct any person to any other website for any purpose; and / or Modify, adapt, sublicense, translate, sell, reverse engineer, decipher, decompile or otherwise disassemble any portion of the Website or any software used on or for the Website or cause others to do so. View our No-MLM policy SBTBI has no obligation to review any of the postings on the Website. However, SBTBI reserves the right, but has no obligation, to reject any memberships, postings, photographs, videos, audio files and / or images that do not comply with these prohibitions. Engaging in any of the aforementioned prohibited practices shall be deemed a breach of this Agreement and may result in the immediate termination of your membership without notice, in the sole discretion of SBTBI, pursuant to the terms of this Agreement. SBTBI reserves the right to pursue any and all legal remedies against users who engage in such prohibited conduct. Dealing with Other Users: We do not control the information that is provided by users for our Services/Resources or on our Website. Please use common sense and caution and keep your safety in mind when dealing with other users on our Website. SBTBI is under no obligation to do monitor any dispute between users. You are solely responsible for any interactions that you have with other users or third parties that you may encounter through our Services and / or Resources and / or Website. In the event that you have a dispute with any other user or third party found through the Services and / or Resources and / or Website, you agree to hold SBTBI, its officers, directors, agents, successors in rights, subsidiaries and employees harmless in any and all claims, demands and damages (actual and consequential) of any kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of, or in any way connected with such disputes and release SBTBI, its officers, directors, agents, successors in rights, subsidiaries and employees from any liability connected with such disputes. If you are a California resident, you agree to specifically waive California Civil Code Section 1542, which states that, “A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which, if known by him must have materially affected his settlement with the debtor.”Platinum and VIP Membership: SBTBI’s Platinum and VIP Membership Program ( as explained on the Website at http://Success Beyond the Brink.com/membership-comparison may be a yearly membership that entitles you to benefits and opportunities above and beyond those available to regular users. The annual fee charged for Platinum and VIP Membership is non-refundable. You will be contacted within sixty (60) days of your anniversary date of your yearly Platinum or VIP Membership signup to remind you to renew your Platinum or VIP Membership. If you choose not to renew and / or payment is not received by your anniversary date, your membership status will transfer automatically on the anniversary date to regular user status. If you would like to cancel your Platinum or VIP Membership prior to your anniversary date Events such as Workshops, Educational Videos, Webinars and Teleseminars: SBTBI provides teleseminars, workshops and events (“Events”) for its users. Payment for these events is non-refundable except at SBTBI’s sole discretion. Space at some of these Events is limited. The offer for these Events is available only until all available slots are filled and are available on a first come, first reserved basis. Although there are some Events that are free for VIP Members, VIP Members must reserve their slot at the Event that they want to attend before all of the slots are taken. No additional slots will be created for VIP Members who did not reserve a slot before all of the available slots are filled. You may reserve a spot at any Event by contacting info@SuccessBeyondtheBrink.com. Privacy: Use of our Website and /or Services and /or Resources is governed by our Privacy Policy, which can be found at: www.Success Beyond the Brink.com/privacy.html. Our Privacy Policy may change from time to time and without notice. SBTBI reserves the right to use your personally identifiable information in any manner consistent with our Privacy Policy. Use of the Services and / or Resources and / or Website signifies that you agree to subject your personally identifiable information to our Privacy Policy. No SPAM Policy: You acknowledge and agree that sending unsolicited email advertisements to our users, whether or not you are using SBTBI’s computer system to send such email, are expressly prohibited by this Agreement. Such use may constitute a violation of federal and state law including, but not limited to, the Computer Fraud and Abuse Act (18 U.S.C. § 1030 et seq.) and the CAN-SPAM Act of 2003. Such misuse of the Services and / or Resources and / or Website may subject the sender to civil and criminal penalties. If we are informed that you are sending such email advertisements, we will terminate your account immediately and, if necessary, will take other steps to keep you from using the Services/Resources. Third-party Websites: The Website and / or Services and / or Resources may provide hyperlinks, banner advertisements, pop-ups and / or other online methods to redirect you to other third party Internet websites and / or resources. Because SBTBI has no control over such websites and / or resources, you hereby acknowledge and agree that SBTBI is not responsible for the availability of such third party websites and / or resources. Furthermore, SBTBI does not endorse, and is not responsible or liable for, any content, advertising, services, products and / or other materials at or available through such third party websites or resources, or for any damages and / or losses incurred through such websites or other resources. Copyright/Trademark Claims: SBTBI respects the intellectual property rights of others, and we ask our users to do the same. SBTBI may, in appropriate circumstances and at its discretion, disable and / or terminate the accounts of users who may be infringing the intellectual property rights of others. If you believe that your work has been copied in a way that constitutes copyright/trademark infringement, or your intellectual property rights have been otherwise violated, please provide SBTBI’s intellectual property agent with the following information: Identification of the copyrighted work claimed to have been infringed or, in the case of multiple copyrighted works, a representative list of such works or of the trademark that is being allegedly infringed. Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit SBTBI to locate the material. A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. Information reasonably sufficient to permit SBTBI to contact you, such as an address, telephone number and, if available, an e-mail address at which you may be contacted. A written statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the intellectual property’s owner, its agent or under applicable laws. A written statement that the information in the notification is accurate and, under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. SBTBI’s agent for notice of claims of intellectual property right infringement can be reached as follows: By mail: Intellectual Property Claims c/o Success Beyond the Brink International, PO Box 244, Mount Dora FL 32756 By email: ipclaims@SuccessBeyondtheBrink.com Indemnification: You agree to indemnify, defend and hold SBTBI, its parents, subsidiaries and affiliates, and each of their respective officers, executives, employees, owners, and authorized agents (“Covered Parties”), harmless from any and all loss, liability, claims and / or demands (including reasonable attorneys’ fees, costs and settlement amounts) made by any third party due to, or arising out of, your use of the Website, the Services and / or Resources arising from your breach of this Agreement. WARRANTIES/LIMITATION OF LIABILITY: YOU EXPRESSLY AGREE THAT ACCESS AND / OR USE OF THE WEBSITE AND / OR SERVICES / RESOURCES IS AT YOUR SOLE RISK. THE WEBSITE AND SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY OR FITNESS FOR A PARTICULAR PURPOSE. THE WEBSITE AND / OR SERVICES AND/OR RESOURCES MAY CONTAIN BUGS, ERRORS, PROBLEMS OR OTHER LIMITATIONS. SBTBI AND THE COVERED PARTIES HAVE NO LIABILITY WHATSOEVER FOR YOUR USE OF, OR INABILITY TO USE, THE WEBSITE AND / OR SERVICES AND / OR RESOURCES. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, SBTBI AND THE COVERED PARTIES ARE NOT LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS, LITIGATION, OR THE LIKE), WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE NEGATION OF DAMAGES SET FORTH ABOVE IS A FUNDAMENTAL ELEMENT OF THE BASIS OF THE BARGAIN BETWEEN SBTBI AND YOU. THE WEBSITE AND SERVICES AND RESOURCES WOULD NOT BE PROVIDED WITHOUT SUCH LIMITATIONS. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM SBTBI THROUGH THE WEBSITE AND / OR SERVICES SHALL CREATE ANY WARRANTY, REPRESENTATION OR GUARANTEE NOT EXPRESSLY STATED IN THIS AGREEMENT. SBTBI IS NOT RESPONSIBLE TO YOU AND / OR ANY THIRD PARTY, WITHOUT LIMITATION, FOR: 1) ANY ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMMUNICATIONS LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO OR ALTERATION OF, USER AND / OR MEMBER COMMUNICATIONS; 2) THE CONDUCT OF ANY USER AND / OR MEMBER, WHETHER ONLINE OR OFFLINE INCLUDING, WITHOUT LIMITATION, ANY THREATENING, DEFAMATORY, OBSCENE, OFFENSIVE OR OTHER CONDUCT OF ANY OTHER PARTY; 3) ANY POTENTIALLY OFFENSIVE, INCORRECT OR INACCURATE CONTENT POSTED ON THE WEBSITE OR PROVIDED IN CONNECTION WITH THE SERVICES/RESOURCES, WHETHER CAUSED BY SBTBI, USERS OR BY ANY OF THE EQUIPMENT OR PROGRAMMING ASSOCIATED WITH, OR UTILIZED IN, THE SERVICES/RESOURCES; 4) ANY COMPUTER VIRUS OR OTHER MALICIOUS, DESTRUCTIVE OR CORRUPTING CODE, AGENT, PROGRAM OR MACROS; OR 5) ANY INFRINGEMENT OF ANOTHER’S RIGHTS, INCLUDING INTELLECTUAL PROPERTY RIGHTS. YOU AGREE THAT SBTBI IS NOT THE PUBLISHER OF THE CONTENT FOUND ON THE WEBSITE AND SERVICES AND, AS SUCH, SHALL NOT BE LIABLE FOR DAMAGES ARISING THEREFROM INCLUDING, WITHOUT LIMITATION, ANY AND ALL CRIMINAL AND / OR CIVIL LIABILITY. THE MAXIMUM LIABILITY OF SBTBI AND THE COVERED PARTIES TO YOU OR TO ANY THIRD-PARTY, IN THE AGGREGATE, UNDER ANY AND ALL CIRCUMSTANCES WILL BE EQUAL TO ANY FEES THAT YOU HAVE PAID TO SBTBI FOR THE SERVICES. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, SBTBI SHALL NOT BE LIABLE TO YOU FOR ANY SERVICES, GOODS AND / OR INFORMATION AVAILABLE FROM THIRD PARTIES, EVEN IF OBTAINED AT OR THROUGH THE WEBSITE AND / OR SERVICES. IF YOU ARE DISSATISFIED WITH THE WEBSITE AND / OR SERVICES OR WITH THIS AGREEMENT, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE WEBSITE AND SERVICES AND RESOURCES. Dispute Resolution/Governing Law: This Agreement shall be treated as though it were executed and performed in the State of Florida and shall be governed by and construed in accordance with the laws of the State of Florida (without regard to conflict of law principles). Should a dispute arise concerning the terms and conditions of this Agreement or the breach of same by either party hereto, the parties agree to submit their dispute for resolution by arbitration before the American Arbitration Association in Florida, in accordance with the then current Commercial Arbitration Rules of the American Arbitration Association. Any award rendered shall be final and conclusive to the parties and a judgment thereon may be entered in any court of competent jurisdiction. Nothing herein shall be construed to preclude any party from seeking injunctive relief in order to protect its rights pending an outcome in arbitration. Severability: Should any part of this Agreement be held invalid or unenforceable, that portion shall be construed consistent with applicable law and the remaining portions shall remain in full force and effect. To the extent that anything in or associated with, the Website or Services or Resources is in conflict or inconsistent with this Agreement, this Agreement shall take precedence. SBTBI’s failure to enforce any provision of this Agreement shall not be deemed a waiver of such provision nor of the right to enforce such provision. Force Majeure: We are not responsible for any loss, damages, costs, claims or expenses which you may incur as a result of our delay in or failure to perform our obligations where such delay or failure is due to causes beyond our control. Causes beyond our control include, but are not limited to: fire, flood, earthquake, accident, civil disturbances, war, rationing or embargoes, strikes, labor problems, delays in transportation, inability to secure necessary materials, delay or failure of performance of any supplier or subcontractor, acts of God and acts of Government Legal Warning: Any attempt by any individual, whether a user or otherwise, to damage, destroy, tamper with, vandalize and / or otherwise interfere with the operation of the Website and / or Services and / or Resources, is a violation of criminal and civil law and SBTBI will diligently pursue all remedies in this regard against any offending individual or entity to the fullest extent permissible by law and in equity. Modifications: This Agreement is subject to change at any time, with or without notice. All changes are effective upon their posting on the Website. You agree that it is your responsibility to bookmark this page and to check it frequently for updates to your Agreement with us. If you object to any of the terms and conditions in the Agreement, if you become dissatisfied with the Services/Resources or any subsequent modifications to the Agreement, your sole recourse is to immediately discontinue the use of the Services/Resources.